Wealth Management, Finance & Investing Blog

The United States offers the deepest and most liquid capital markets in the world, making it an essential component of a globally diversified investment portfolio. For investors who are not U.S. citizens or residents, classified by the Internal Revenue Service (IRS) as “Non-Resident Aliens” (NRAs), investing in U.S. assets involves navigating a specific and complex set of tax rules. For a broad overview, please also see our recent blog, “Navigating U.S. Investment: A Tax Guide for Non-Resident

The time leading up to the sale of a business can be both exciting and exhausting as years – sometimes even decades – of sustained effort come together in one final push. Often, this period involves a focus on what we refer to as “pre-liquidity planning,” where interests in the business may be sold or gifted to different types of irrevocable trusts prior to the sale. Because pre-liquidity planning can provide both significant transfer tax savings and thoughtful capital gain management, it gets

Investing isn't just about picking the right mix of stocks and bonds. It's about understanding the forces that influence markets and how your own behavior can impact outcomes.

For many partners at top law firms, their earnings represent the first time in that person’s family history that such wealth has been generated. With this first-generation wealth creation comes certain challenges and many opportunities. As a partner in a law firm, they now have additional financial and tax responsibilities that they may not be fully aware of. Many focus on financial planning and investment advice but often do not spend enough time thinking about how to efficiently transfer newl

For a non-resident alien (NRA), a term we will define shortly, investing in the U.S. involves a unique set of tax rules. These rules can be surprisingly favorable in some areas and dangerously punitive in others. Understanding this duality is the first step toward building a successful and tax-efficient U.S. investment strategy. This article is designed to simplify these complex concepts. It is not personal tax advice, as every client’s situation is unique, but rather an educational guide to he

Over the past several months, we’ve explored the transformative potential of artificial intelligence from multiple angles. First, we laid the groundwork by describing what AI is and how it may be poised to reshape the way we work and live. We then turned our focus to where AI is already showing up in markets and portfolios, highlighting key inputs in the buildout and the best ways for investors to gain exposure to this emerging investment theme. Most recently, we took a step back to consider AI

Are you charitably inclined? Do you expect a high income tax bill for this year because you sold your business, received a large bonus, or took a large IRA withdrawal to complete a Roth IRA conversion? If you are charitably inclined and have unusually high taxable income this year, you can create and fund a grantor Charitable Lead Annuity Trust (“CLAT”) and benefit from an immediate income tax charitable deduction to lower your personal income tax bill for this year. What is a CLAT? A CLAT is a

High-level employees and executives at publicly traded companies often accumulate substantial wealth tied up in company stock through RSUs, stock options, or ESPPs. These holdings can quietly grow to represent 20%, 30%, or more of their liquid net worth over time. While this concentration signals success, it creates unique portfolio risks, particularly when a single company’s stock dominates retirement plans and net worth. Diversifying away from a concentrated position, especially one with sign

Investing isn’t about chasing trends or picking the latest hot stock — it’s about building a strategy that can withstand different market environments and keep you aligned with your long-term goals.

At Wealthspire, we help clients and families with special needs children with their financial and estate plan to make sure those children are provided for as they become adults. While a child with disabilities is still in school, it’s critical to understand their rights and the services available to help determine the best course of action for their education and obtain the services needed to help them progress in their educational journey. What are your child’s rights? The Individual with Disa

A sale of a business is a complex and emotionally significant event. It requires a thoughtful, long-term strategy that addresses not only the business’s financial health but also the family’s legacy and future well-being. The below illustrates just some of the many considerations when thinking about and planning for the sale of your business. Part 1: Corporate Planning A potential buyer will look at your business through a specific lens… can the future owner maximize their return on investment

Equity compensation can be a powerful wealth-building tool, but it also comes with some of the most common and costly tax surprises we see each year. As December approaches, employees with RSUs, stock options, and ESPPs often find themselves blindsided by unexpected tax bills, underpayment penalties, or missed planning opportunities. If you’ve received equity this year or exercised options, sold company stock, or had a big vesting event, this is your chance to get ahead of the year-end crunch.