Wealth Management, Finance & Investing Blog

On July 4th, the One Big Beautiful Bill (OBBB) was signed into law. The effects on taxes are wide-ranging, and there has been much commentary on tax brackets, changes to the state and local tax (SALT) deduction, and other aspects of individual taxes. What has been less discussed prior to passage and signing are changes to the deductibility of charitable gifts. Here are the highlights. Charitable gifts can be deductible even if you don’t itemize… to a point Taxpayers who choose not to itemize th

Have you ever wondered if you’re making the most of your money or if you should be doing something differently? You’re not alone. There’s a common misconception that working with a financial advisor is only necessary later in life once you’ve accrued substantial assets, but the reality is that it’s never too early to start securing your financial future. Even small decisions early on can have significant impact on later goals. There are certain milestones and scenarios that can indicate it’s th

Written and compiled by 2025 Summer Marketing Intern Olivia Huntley-Robertson My name is Liv Huntley-Robertson, and I am a rising senior at Chapman University pursuing a degree in Communications. This summer, I had the wonderful opportunity to enter the world of marketing as an intern on the Wealthspire Advisors team. I came into this internship eager to apply what I’ve learned in the classroom, but my experience this summer surpassed anything I could have imagined. From my first day, I could t

All owners leave their business at some point, whether it’s through selling, transferring to the next generation, or other life transitions. Owners also have a choice – plan and prepare for the inevitable transfer to maintain control and enhance outcomes, or neglect to plan and hope for the best. The stakes are high; selling a business is often the most significant financial transaction of a lifetime. Strategies to maximize the value of the business, reduce income taxes on the sale, avoid unfav

Over the past decade, collectible watches have become an increasingly appealing asset class for both enthusiasts and investors. These timepieces offer more than just aesthetic and mechanical beauty; they represent a blend of heritage, craftsmanship, and financial potential. Yet, like all investments, watch collecting comes with its challenges. Market volatility, authenticity, and the ongoing demands of maintenance are at the forefront of concerns. To navigate this space successfully, it’s essen

Introduction The One Big Beautiful Bill, signed into law on July 4, 2025, includes a groundbreaking initiative known as the Invest America Act, which establishes tax-advantaged investment accounts for children. This legislation is designed to provide every American child with a financial head start and encourage long-term saving and investing from an early age. It is a serious and optimistic step toward promoting economic opportunity and generational wealth. The idea behind the Invest America A

Having a comprehensive estate plan in place is important for everyone, regardless of your personal family life, and can cover a wide array of situations, including circumstances like who will make your medical or financial decisions if you are not able to, what will happen to your home or bank accounts, or who will care for your young children upon your death. For some families with children who have special needs, establishing a strong estate plan is crucial and often necessary to ensure prope

The One Big Beautiful Bill Act (OBBBA) will have a significant impact on certain provisions of the Internal Revenue Code. Four major areas of change include the increase of the estate/gift/GST tax exemption, the state and local tax (SALT) deductions, and the qualified small business stock and qualified opportunity zone regimes. Federal Estate/Gift/GST Tax Exemption Under the 2017 Tax Cuts and Jobs Act (TCJA), the current estate/gift/GST tax exemption of $13.99 million per U.S. person was schedu

Content adapted from an article originally published by, and used with permission from, Fiducient Advisors LLC.1 Nonprofit investment committees have a heavy fiduciary responsibility but can sometimes lack the structure to maximize their effectiveness. While establishing a formal approach to committee composition and practices may sound straightforward, committees often fail to develop a thoughtful approach to the makeup of who is on their “bench,” which can lead to ineffective meetings or focu

Content adapted from an article originally published by, and used with permission from, Fiducient Advisors LLC. Nonprofit organizations may experience several investment paradoxes throughout the portfolio creation process. Our team unpacks four of the most common. 1. A lower spending rate can lead to a greater spend allowance. A well-designed spending policy is essential for both advancing an organization’s mission and safeguarding the corpus of an endowment. Identifying the right spending mode

Content adapted from an article originally published by, and used with permission from, Fiducient Advisors LLC.* Measuring Portfolio Growth vs. Personal Growth The adage “You don’t need to be perfect; you just need to be better than you were yesterday” is good advice for personal growth but has less application when evaluating investment results. In today’s volatile up/down market, outperforming yesterday might not be enough, nor does it represent an appropriate timeframe for comparison. Managi

Are you concerned about your wealth spoiling your heirs? Do you want to ensure your accumulated wealth and legacy promotes positive behavior and achievement? If you are fortunate enough to have accumulated wealth that can benefit your heirs, these are often questions that we encounter as wealth advisors. Understanding Incentive Trusts To address some of these concerns, incentive trusts have evolved as a powerful tool in modern estate planning. An incentive trust is a trust that controls distrib